Returning Cash to Our Customers - That's How We Do Business.

Mississippi Land Bank is thrilled to return $7.5 million, or 51% of our net income, in cash patronage to our borrowers, based on our 2023 earnings. This means a decrease in our borrowers' effective interest rate for 2023 by approximately 82 basis points (0.82%). Since 1996, we've returned nearly $70 million in patronage to our customers.

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Supporting Mississippi with Land Opportunities

Loans Tailored for Landowners, Farmers, and Ranchers Who Build Our Communities.

Mississippi Land Bank offers flexible loans to help farmers and ranchers grow, buy land, or upgrade equipment. Partner with a bank that believes in your future.
Get Started Today

Real Estate
Loans

Buy or refinance land.
Large open meadow with a lake
Large farm with irrigation equipment

Operating
Loans

Finance operations and
equipment.
Large red barn

Agribusiness
Loans

Grow your agribusiness
operations.
Beautiful country home

Country Home
Loans

Finance rural homeownership
dreams.

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Farm Credit System

For over 100 years, Mississippi Land Bank has been part of the Farm Credit System, a national network dedicated to supporting agriculture and rural America. We offer reliable financial solutions, helping farmers and landowners in Mississippi grow, buy, and succeed. As part of the Farm Credit System, we provide consistent access to credit and expert services, ensuring you have a partner invested in your future, just as we have since 1916.

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Mississippi Land Bank Borrowers Visit D.C. and NYC Through Young Leaders Program

Mississippi Land Bank borrowers Matthew and Kayla Poe of Pontotoc took their interests in agriculture to Capitol Hill on June 22. As participants in the 2023 Farm Credit Young Leaders Program, the couple met with Congressman Trent Kelly and staff on their Hill visits.

Mississippi Land Bank Relief Efforts for Hurricane Harvey

Farm and ranch communities are like families, and those connections extend across the country, especially in times of need. Hurricane Harvey has dramatically impacted the livelihoods of these families in Texas, and – as a member of the Texas District of the Farm Credit System – we are doing our part to help.

New Lending System Coming Fall 2021

Be on the lookout for these changes and new features in the coming weeks, such as redesigned billing statements, enhanced online banking, and a new customer portal- COMING SOON!