Operating & Equipment Loans

Flexible loans for equipment upgrades or day-to-day farming operations.

Operating & Equipment Loans

As ag lending specialists, we know that every farm is unique. No matter the size or scope of your operation, Mississippi Land Bank offers customized loans for your business, including financing to purchase, build, improve or refinance. Whether you're a young, beginning farmer making a first-time purchase or you're looking to refinance debt, this is your place. It's our ultimate goal to set you up for success, so we offer a variety of loan programs to fit your needs.

Improvements

Need to make improvements to your property? Mississippi Land Bank offers financing for improvements that can boost efficiency and help to mitigate risk.

  • Land Leveling
  • Irrigation Systems
  • Grain Bins
  • Tilling
  • Pivots

Equipment

Need to upgrade your equipment? We offer term financing for new and used equipment to meet your needs. We can create a term loan customized for your unique production cycle and can help you take advantage of dealer discounts.

  • Tractors
  • Harvest Equipment
  • Excavators and Backhoes
  • Tilling and Planting Equipment
  • Sprayers
  • Air Tractors

Operating Loans

Operating loans or revolving lines of credit may be used for the day-to-day expenses of running your ag operation, such as fertilizer, seed, labor, feed, and fuel costs.

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Farm Credit System

For over 100 years, Mississippi Land Bank has been part of the Farm Credit System, a national network dedicated to supporting agriculture and rural America. We offer reliable financial solutions, helping farmers and landowners in Mississippi grow, buy, and succeed. As part of the Farm Credit System, we provide consistent access to credit and expert services, ensuring you have a partner invested in your future, just as we have since 1916.

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