Real Estate Loans

Financing tailored for purchasing or refinancing land, farms, or rural properties.

Real Estate Loans

Whether you’re looking for the perfect piece of hunting land, or to expand your operation, this is your place. When it comes to purchasing land in North Mississippi, Mississippi Land Bank has the experts to make the process easier for you.

This may include working with your real estate agent, handing the appraisal portion of the loan, or ensuring that you will have legal access to your property.

Crop Land

Whatever your goals, we want to help your business succeed. Many of our loan officers grew up on farms and have a solid understanding of what it takes to farm for a living. If you are a full-time farmer, we would love to help with a variety of your financing needs. Maybe you're in need of equipment financing, land improvements, or grain facilities; contact us to start the conversation on how we can help. Visit our patronage page to understand how we have helped put real money back into our borrowers’ pockets consistently on an annual basis.

Our lenders will help customize a loan package and walk you through how Mississippi Land Bank and the cooperative structure can be an asset to your operation.

  • Loan terms up to 30 years
  • Variety of rate options, including fixing for the life of the loan
  • Open prepayment options
  • Annual, semi-annual, quarterly, or monthly payment options

Recreational Land

Ready to invest in a hunting property? Have your eyes on the perfect recreational tract? Whether you're starting with a few acres to enjoy with your family or looking for a few hundred acres to get away from it all, Mississippi Land Bank loan officers are here to help your dreams become reality. We offer long-term loans and fixed rates, so you can enjoy the land for generations to come.

Timber Land

Whether you're looking to purchase a small timber tract or 40 acres of flooded timber, we can help. With registered foresters on staff, Mississippi Land Bank understands the specific financing needs involved with purchasing, refinancing, and operating timber tracts. We offer a wide variety of financing and rate options and can even fix your rate long-term.

Pasture

Looking to expand your operation? We have livestock owners on staff and many who grew up on beef cattle farms. They understand land and the farming operation and are ready to help. Wanting to build a barn or even a home out in the country? Look no further. Mississippi Land Bank is your one-stop shop when it comes to rural living.

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Farm Credit System

For over 100 years, Mississippi Land Bank has been part of the Farm Credit System, a national network dedicated to supporting agriculture and rural America. We offer reliable financial solutions, helping farmers and landowners in Mississippi grow, buy, and succeed. As part of the Farm Credit System, we provide consistent access to credit and expert services, ensuring you have a partner invested in your future, just as we have since 1916.

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