Returning Cash to Our Customers - That's How We Do Business.

Mississippi Land Bank is thrilled to return $7.5 million, or 51% of our net income, in cash patronage to our borrowers, based on our 2023 earnings. This means a decrease in our borrowers' effective interest rate for 2023 by approximately 82 basis points (0.82%). Since 1996, we've returned nearly $70 million in patronage to our customers.

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Supporting Mississippi with Land Opportunities

Loans Tailored for Landowners, Farmers, and Ranchers Who Build Our Communities.

Mississippi Land Bank offers flexible loans to help farmers and ranchers grow, buy land, or upgrade equipment. Partner with a bank that believes in your future.
Get Started Today

Real Estate
Loans

Buy or refinance land.
Large open meadow with a lake
Large farm with irrigation equipment

Operating
Loans

Finance operations and
equipment.
Large red barn

Agribusiness
Loans

Grow your agribusiness
operations.
Beautiful country home

Country Home
Loans

Finance rural homeownership
dreams.

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Farm Credit System

For over 100 years, Mississippi Land Bank has been part of the Farm Credit System, a national network dedicated to supporting agriculture and rural America. We offer reliable financial solutions, helping farmers and landowners in Mississippi grow, buy, and succeed. As part of the Farm Credit System, we provide consistent access to credit and expert services, ensuring you have a partner invested in your future, just as we have since 1916.

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Our Largest Cash Patronage Ever

Building relationships with our customers is at the core of what we do. We're proud to return $7.5 million in cash patronage to you, our borrowers, through our cooperative partnership. Since 1996, we've returned over $61 million in patronage to our stockholders. This means a decrease in our borrowers' effective interest rate for 2022 by approximately 83 basis points (0.83%).

Upcoming Annual Stockholders Meeting in Oxford, MS

Save the date for our annual stockholders meeting on July 11, 2023 at the Oxford Conference Center. Things you don't want to miss: Update from D.C. with Todd Van Hoose, Farm Credit Council President and CEO, on Farm Bill latest developments and how it impacts farmers Board member elections A District update from Caroline Rydell, Farm Credit Bank of Texas VP of Government Relations

Postcard Scam, Unaffiliated with Mississippi Land Bank

It has been brought to our attention that some of our customers have received a yellow postcard in the mail regarding their loan. This is a scam and in no way affiliated with Mississippi Land Bank. We would never communicate sensitive information regarding your loan in this way...