Returning Cash to Our Customers - That's How We Do Business.

Mississippi Land Bank is thrilled to return $7.5 million, or 51% of our net income, in cash patronage to our borrowers, based on our 2023 earnings. This means a decrease in our borrowers' effective interest rate for 2023 by approximately 82 basis points (0.82%). Since 1996, we've returned nearly $70 million in patronage to our customers.

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Supporting Mississippi with Land Opportunities

Loans Tailored for Landowners, Farmers, and Ranchers Who Build Our Communities.

Mississippi Land Bank offers flexible loans to help farmers and ranchers grow, buy land, or upgrade equipment. Partner with a bank that believes in your future.
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Real Estate
Loans

Buy or refinance land.
Large open meadow with a lake
Large farm with irrigation equipment

Operating
Loans

Finance operations and
equipment.
Large red barn

Agribusiness
Loans

Grow your agribusiness
operations.
Beautiful country home

Country Home
Loans

Finance rural homeownership
dreams.

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Farm Credit System

For over 100 years, Mississippi Land Bank has been part of the Farm Credit System, a national network dedicated to supporting agriculture and rural America. We offer reliable financial solutions, helping farmers and landowners in Mississippi grow, buy, and succeed. As part of the Farm Credit System, we provide consistent access to credit and expert services, ensuring you have a partner invested in your future, just as we have since 1916.

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Customer Mike Lewis Named Amongst MSU Distinguished Alumni

On behalf of Mississippi Land Bank, congratulations to one of our borrowers, Mike Lewis, for being recognized as a Distinguished Alumni Fellow for the Mississippi State State University Department of Food Science, Nutrition and Health Promotion.

Agriculture 'will innovate, adapt, overcome

It's the unexpected that can make forecasting somewhat perilous, says Morgan Gulledge, economist for Mississippi Land Bank, who spoke at the organization's annual meeting...

Mississippi Land Bank Offers Loans for the Rural Lifestyle

Whether customers want to buy recreational property, a house in the country or farm equipment, Mississippi Land Bank in Corinth can make their dreams come true...