Returning Cash to Our Customers - That's How We Do Business.

Mississippi Land Bank is thrilled to return $7.5 million, or 51% of our net income, in cash patronage to our borrowers, based on our 2023 earnings. This means a decrease in our borrowers' effective interest rate for 2023 by approximately 82 basis points (0.82%). Since 1996, we've returned nearly $70 million in patronage to our customers.

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Supporting Mississippi with Land Opportunities

Loans Tailored for Landowners, Farmers, and Ranchers Who Build Our Communities.

Mississippi Land Bank offers flexible loans to help farmers and ranchers grow, buy land, or upgrade equipment. Partner with a bank that believes in your future.
Get Started Today

Real Estate
Loans

Buy or refinance land.
Large open meadow with a lake
Large farm with irrigation equipment

Operating
Loans

Finance operations and
equipment.
Large red barn

Agribusiness
Loans

Grow your agribusiness
operations.
Beautiful country home

Country Home
Loans

Finance rural homeownership
dreams.

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Farm Credit System

For over 100 years, Mississippi Land Bank has been part of the Farm Credit System, a national network dedicated to supporting agriculture and rural America. We offer reliable financial solutions, helping farmers and landowners in Mississippi grow, buy, and succeed. As part of the Farm Credit System, we provide consistent access to credit and expert services, ensuring you have a partner invested in your future, just as we have since 1916.

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Tate/Desoto County Forestry Association Wins Small County Forestry Association of the Year Award

Tate/Desoto County Forestry Association won the Small County Forestry Association of the Year Award at the Mississippi Forestry Association meeting in Biloxi this week. Pictured receiving the award are left to right: Garrett Dismukes, Tarah Ferguson, Tom Skelton and Matthew Raff. Tarah Ferguson is the Extension Agent for the Tate County Association.

New Lending System Coming Fall 2021

Be on the lookout for these changes and new features in the coming weeks, such as redesigned billing statements, enhanced online banking, and a new customer portal- COMING SOON!

Mississippi Land Bank Relief Efforts for Hurricane Harvey

Farm and ranch communities are like families, and those connections extend across the country, especially in times of need. Hurricane Harvey has dramatically impacted the livelihoods of these families in Texas, and – as a member of the Texas District of the Farm Credit System – we are doing our part to help.

We are currently experiencing issues with our phone service provider. If you are looking to speak with a member of our team, please reach out via e-mail. We will remove this alert when issue has been resolved.

Thank You to all of our Veterans and Veterans' families!

Holiday Schedule

As we welcome the New Year, please be informed that our office will be closed from December 31, 2023 to January 2, 2024. We wish you a prosperous New Year filled with happiness and success. Thank you for being a part of our journey!

Cheers to new beginnings!

During this holiday season, our office will have adjusted hours. We will be closed on December 25, 2023, and January 1, 2024. Please plan your visits accordingly. We appreciate your understanding and wish you a joyful holiday season!

Thank you for your cooperation!

As the year comes to a close, we would like to inform you that our office will be closed from December 29, 2023 to January 1, 2024. We thank you for your support throughout the year and wish you a happy and prosperous New Year!

Looking forward to serving you in the new year!

Thanksgiving Closure

Dear valued customers, we would like to inform you that our office will be closed for Thanksgiving from November 24, 2023 to November 26, 2023. We appreciate your understanding and wish you a wonderful holiday filled with joy and gratitude.

Thank you for your continued support!

We would like to notify our customers that our office will be closed for the Christmas holiday from December 24, 2023 to December 26, 2023. We hope you enjoy this festive season with your loved ones and look forward to serving you again soon.

Merry Christmas!