Returning Cash to Our Customers - That's How We Do Business.

Mississippi Land Bank is thrilled to return $7.5 million, or 51% of our net income, in cash patronage to our borrowers, based on our 2023 earnings. This means a decrease in our borrowers' effective interest rate for 2023 by approximately 82 basis points (0.82%). Since 1996, we've returned nearly $70 million in patronage to our customers.

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Supporting Mississippi with Land Opportunities

Loans Tailored for Landowners, Farmers, and Ranchers Who Build Our Communities.

Mississippi Land Bank offers flexible loans to help farmers and ranchers grow, buy land, or upgrade equipment. Partner with a bank that believes in your future.
Get Started Today

Real Estate
Loans

Buy or refinance land.
Large open meadow with a lake
Large farm with irrigation equipment

Operating
Loans

Finance operations and
equipment.
Large red barn

Agribusiness
Loans

Grow your agribusiness
operations.
Beautiful country home

Country Home
Loans

Finance rural homeownership
dreams.

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Farm Credit System

For over 100 years, Mississippi Land Bank has been part of the Farm Credit System, a national network dedicated to supporting agriculture and rural America. We offer reliable financial solutions, helping farmers and landowners in Mississippi grow, buy, and succeed. As part of the Farm Credit System, we provide consistent access to credit and expert services, ensuring you have a partner invested in your future, just as we have since 1916.

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New Lending System Coming Fall 2021

Be on the lookout for these changes and new features in the coming weeks, such as redesigned billing statements, enhanced online banking, and a new customer portal- COMING SOON!

Meet our summer interns

Meet our summer interns: Austin and Drew! Hernando native, Austin Sandifer, is a senior at Mississippi State, majoring in Agricultural Science. His plan is to one day pursue a career in ag management. New Albany native, Drew Vance, is a senior finance major at Mississippi State. Upon graduation, he plans to work in ag finance.

Understanding Mid-South land values

According to the 2019 Mid-South Land Values and Lease Trends Report that was recently released by the American Society of Farm Managers and Rural Appraisers (ASFMRA), from 2000 until early 2008, prices for farmland increased about 1 to 2 percent annually...