Returning Cash to Our Customers - That's How We Do Business.

Mississippi Land Bank is thrilled to return $7.5 million, or 51% of our net income, in cash patronage to our borrowers, based on our 2023 earnings. This means a decrease in our borrowers' effective interest rate for 2023 by approximately 82 basis points (0.82%). Since 1996, we've returned nearly $70 million in patronage to our customers.

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Supporting Mississippi with Land Opportunities

Loans Tailored for Landowners, Farmers, and Ranchers Who Build Our Communities.

Mississippi Land Bank offers flexible loans to help farmers and ranchers grow, buy land, or upgrade equipment. Partner with a bank that believes in your future.
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Real Estate
Loans

Buy or refinance land.
Large open meadow with a lake
Large farm with irrigation equipment

Operating
Loans

Finance operations and
equipment.
Large red barn

Agribusiness
Loans

Grow your agribusiness
operations.
Beautiful country home

Country Home
Loans

Finance rural homeownership
dreams.

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Farm Credit System

For over 100 years, Mississippi Land Bank has been part of the Farm Credit System, a national network dedicated to supporting agriculture and rural America. We offer reliable financial solutions, helping farmers and landowners in Mississippi grow, buy, and succeed. As part of the Farm Credit System, we provide consistent access to credit and expert services, ensuring you have a partner invested in your future, just as we have since 1916.

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Mississippi Land Bank Hosts 2021 Annual Stockholder's Meeting in Oxford

Mississippi Land Bank held their 2021 Annual Stockholder’s Meeting on July 8th. Nearly 100 stockholders, employees and guests were in attendance. The meeting was held at the Oxford Conference Center in Oxford, Mississippi for the first time.

National Farmers Day

Today and every day, we appreciate those who work year-round to keep us fed and clothed! Cleveland customer, JJ Duraj, let our Loan Administrator Brandy Pugh help harvest some soybeans on his farm in Shelby!

New Executive Leadership Named

Join us in congratulating two recent promotions within our executive leadership team at Mississippi Land Bank. On January 16, Bobby Spinks was promoted to Chief Credit Officer and Chris Griffith was promoted to Chief Risk Officer...