Returning Cash to Our Customers - That's How We Do Business.

Mississippi Land Bank is thrilled to return $7.5 million, or 51% of our net income, in cash patronage to our borrowers, based on our 2023 earnings. This means a decrease in our borrowers' effective interest rate for 2023 by approximately 82 basis points (0.82%). Since 1996, we've returned nearly $70 million in patronage to our customers.

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Supporting Mississippi with Land Opportunities

Loans Tailored for Landowners, Farmers, and Ranchers Who Build Our Communities.

Mississippi Land Bank offers flexible loans to help farmers and ranchers grow, buy land, or upgrade equipment. Partner with a bank that believes in your future.
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Real Estate
Loans

Buy or refinance land.
Large open meadow with a lake
Large farm with irrigation equipment

Operating
Loans

Finance operations and
equipment.
Large red barn

Agribusiness
Loans

Grow your agribusiness
operations.
Beautiful country home

Country Home
Loans

Finance rural homeownership
dreams.

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Farm Credit System

For over 100 years, Mississippi Land Bank has been part of the Farm Credit System, a national network dedicated to supporting agriculture and rural America. We offer reliable financial solutions, helping farmers and landowners in Mississippi grow, buy, and succeed. As part of the Farm Credit System, we provide consistent access to credit and expert services, ensuring you have a partner invested in your future, just as we have since 1916.

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Slater Named Young Farmer and Rancher Discussion Meet Winner

Jay Slater has been named winner of the 2022 Young Farmers & Ranchers Discussion Meet hosted by the Mississippi Farm Bureau Federation. The Discussion Meet simulates a committee meeting in which active discussion and participation are expected. Participants are evaluated on their ability to exchange ideas and information on a predetermined topic, usually centered around policy or issues affecting agriculture...

Tate/Desoto County Forestry Association Wins Small County Forestry Association of the Year Award

Tate/Desoto County Forestry Association won the Small County Forestry Association of the Year Award at the Mississippi Forestry Association meeting in Biloxi this week. Pictured receiving the award are left to right: Garrett Dismukes, Tarah Ferguson, Tom Skelton and Matthew Raff. Tarah Ferguson is the Extension Agent for the Tate County Association.

Chang Honored for Mississippi Land Bank-sponsored Excellence in Research Award

Dr. Sam Chang, professor in the Department of Food Science, Nutrition and Health Promotion and stationed at the Coastal Research and Extension Center, received the Mississippi Land Bank-sponsored MAFES Excellence in Research Faculty Award.