Returning Cash to Our Customers - That's How We Do Business.

Mississippi Land Bank is thrilled to return $7.5 million, or 51% of our net income, in cash patronage to our borrowers, based on our 2023 earnings. This means a decrease in our borrowers' effective interest rate for 2023 by approximately 82 basis points (0.82%). Since 1996, we've returned nearly $70 million in patronage to our customers.

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Supporting Mississippi with Land Opportunities

Loans Tailored for Landowners, Farmers, and Ranchers Who Build Our Communities.

Mississippi Land Bank offers flexible loans to help farmers and ranchers grow, buy land, or upgrade equipment. Partner with a bank that believes in your future.
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Real Estate
Loans

Buy or refinance land.
Large open meadow with a lake
Large farm with irrigation equipment

Operating
Loans

Finance operations and
equipment.
Large red barn

Agribusiness
Loans

Grow your agribusiness
operations.
Beautiful country home

Country Home
Loans

Finance rural homeownership
dreams.

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Farm Credit System

For over 100 years, Mississippi Land Bank has been part of the Farm Credit System, a national network dedicated to supporting agriculture and rural America. We offer reliable financial solutions, helping farmers and landowners in Mississippi grow, buy, and succeed. As part of the Farm Credit System, we provide consistent access to credit and expert services, ensuring you have a partner invested in your future, just as we have since 1916.

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Lowndes Farmer Turns Heads with Zinnia Field

If you like the color green, south Lowndes County is your kind of place — endless acres of forest and farmland. There is one exception, though, 3 1/3 acres of vibrant hues of red, orange and yellow that burst from that infinity of green...

MS Land Bank Would Like to Congratulate Mike Sturdivant on Being Named the 2017 Mississippi Farmer of the Year

The small town of Glendora is 38 miles due west of Grenada in the heart of the Mississippi Delta, and home to Due West Farm, where on any given day you will find Mike Sturdivant III, the state winner of the 2017 Swisher Sweets/Sunbelt Expo Southeastern Farmer of the Year award...

Davis and Blaine Re-Elected to Board of Directors

Mississippi Land Bank is cooperatively-owned, which means our members share in the profits generated from our lending activity in the form of patronage dividends and have a voice in the business decisions for the association. At our annual stockholder meeting, members have the opportunity to vote for their board of directors. This year, two of our board members were re-elected to their positions: Larry Davis in the Cleveland territory and Dr. Mac Alan Blaine in the Starkville territory.